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In line with my observation, after a foreclosed home is sold at a bidding, it is common for the borrower to be able to still have the remaining unpaid debt on the mortgage. There are many loan providers who try to have all service fees and liens paid back by the next buyer. However, depending on specified programs, regulations, and state regulations there may be several loans that are not easily handled through the exchange of lending options. Therefore, the responsibility still remains on the customer that has had his or her property foreclosed on. Many thanks sharing your thinking on this website.