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According to my research, after a in foreclosure home is offered at an auction, it is common for your borrower to be able to still have a remaining balance on the mortgage loan. There are many creditors who try to have all costs and liens paid by the future buyer. However, depending on certain programs, laws, and state laws and regulations there may be a few loans which are not easily fixed through the exchange of lending options. Therefore, the responsibility still lies on the debtor that has had his or her property in foreclosure. Many thanks for sharing your ideas on this weblog.