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  Paybis is a versatile crypto‑payment solution, founded in 2014 and headquartered in Warsaw, Poland, now operating in over 180
  countries with support for more than 80–90 cryptocurrencies and handling billions in transaction volume :contentReference[oaicite:1]index=1.
  The platform delivers a white‑label wallet as
  a service and on‑ramp/off‑ramp API integration options
  for businesses, enabling users to buy, sell,
  swap and accept crypto payments instantly across traditional and blockchain rails :
  contentReference[oaicite:2]index=2. It supports over 50 payment methods
  including credit/debit cards, e‑wallets, Apple Pay, Google Pay, local
  rails like PIX, Giropay, SPEI, bank transfers, etc., across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
  With a low minimum entry fee—starting at around $2–5 depending on volume—and clear fee disclosure (typically 2 USD minimum commission and card or e‑wallet fees
  up to ~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing
  :contentReference[oaicite:4]index=4. Its hybrid non‑custodial/custodial wallet model, which splits private keys across
  multiple parties, ensures on‑chain transparency, user control,
  and strong security without needing traditional “proof
  of reserves” disclosures :contentReference[oaicite:5]index=5.
  The company is registered as a Money Service Business with
  FinCEN in the USA, is VASP‑registered in Poland, and complies with
  FINTRAC in Canada, enforcing KYC/AML checks for larger transactions
  while offering optional no‑KYC flow for smaller amounts (under ~$2,000)
  in select cases :contentReference[oaicite:6]index=6.
  Businesses can integrate Paybis in hours through SDKs and APIs, access
  dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over nine languages :contentReference[oaicite:7]index=7.
  Use cases include wallets, fintechs, marketplaces, gaming platforms, DeFi services, and global platforms in need of
  stablecoin payouts, IBAN‑based settlement, or
  mass crypto payouts via Paybis Send or OTC
  business wallets :contentReference[oaicite:8]index=8. Although some user‑reported issues have arisen—such as
  account suspensions without explanation, slow refund processing in rare scenarios, or payment verification difficulties—overall
  feedback through Trustpilot and other independent reviews
  is largely positive with nearly 5‑star ratings thanks to its customer‑friendly design and straightforward crypto
  onboarding flow :contentReference[oaicite:9]index=9. Altogether, Paybis delivers a robust, secure, and flexible crypto payment and wallet solution ideal for businesses wanting to
  bridge fiat and crypto with minimal hassle and strong compliance frameworks.